$30,000 Towards Your New Home
$30,000 Towards Your New Home
Use it your way—for down payment or closing costs assistance.
Use it your way—for down payment or closing costs assistance.
818-844-8200
818-844-8200
About the Program
Use it your way—for down payment or closing costs assistance.
$30,000—Use It Your Way!
$30,000—Use It Your Way!
$30,000—Use It Your Way!
Through our Forgivable Loan Program, qualified borrowers may receive up to $30,000 towards their down payment and/or closing costs, third-party fees, settlement costs, and even points to buy down the rate! Use it your way to make homeownership a reality.
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Program Highlights
Key features and requirements.
Up to $30,000 in Assistance
Receive up to $30,000 to support your down payment and/or closing costs, making your home purchase more affordable.
Eligible Properties
Owner occupied single family residence, 1-4 units, Condos, and PUD. Eligible properties miust be located in a majority minority census tract. Not limited to first-time homebuyers.
Forgivable Loan
Your loan is 100% forgiven over a 5-year period when all agreement terms are met, eliminating repayment obligations. 0% Interest rate and no payments during the term.
Eligible Markets
Available in most Southern California markets and select Northern California areas, expanding your homeownership opportunities.
Income Limits
Designed for borrowers with incomes between 150% - 200% of the Area Median Income, ensuring assistance for those who need it most.
Eligible Loan Programs
Choose from our Community Opportunity 30-Year Fixed offering 100% financing with no mortgage insurance or our Conventional 30-Year Fixed program to best fit your needs.
Want More Information?
Want More Information?
Download our comprehensive brochure to explore all the details and requirements of the $30,000 Down Payment Assistance Program.
Download our comprehensive brochure to explore all the details and requirements of the $30,000 Down Payment Assistance Program.
818-844-8200
818-844-8200
Key Benefits
Use It Your Way: For down payment or closing costs.
Dreams Made Affordable: Make homeownership a reality.
No Mortgage Insurance: Save more with 100% financing options.
Forgivable Loan: 0% interest and no payments ever.
About HouseAmerica…
Over $3.8 Billion Funded
Helping Families, Investors and Realtors with an easy and transparent solution since 2018.
Over 6500 Families Served
We have created a seamless and transparent home loan solution for new homebuyers, experienced investors and partnered with realtors for a successful closing.
Success Stories
Success Stories
Hear how our clients achieved their homeownership goals with our assistance.
Hear how our clients achieved their homeownership goals with our assistance.
Highly recommend for any home loans!
“We had a great experience with HouseAmerica. Not only did they answer every question we had, they did so in a timely manner and helped us close extremely fast. As my first time going through the home buying process I felt that I was in trusted hands the whole way through. Highly recommend them for all your lending needs.”
Jack Baca
First-time home buyer
Best home loan mortgage lenders!
“I've been using HouseAmerica for my loans for 7-8 years and since the first loan that I've done with them, I've never used anyone else. Working with HouseAmerica has made my life a lot easier in that I just need to focus on searching for properties and they handle the rest. HouseAmerica every single time has been able to deliver.”
Claudia Flores
Real estate investor
Can't recommend HouseAmerica enough!
“Working with HouseAmerica is always a great experience. They help close the loans with no issues and get my clients in their dream homes hassle-free.”
Paul Morris
Regional director @ keller williams
Highly recommend for any home loans!
“We had a great experience with HouseAmerica. Not only did they answer every question we had, they did so in a timely manner and helped us close extremely fast. As my first time going through the home buying process I felt that I was in trusted hands the whole way through. Highly recommend them for all your lending needs.”
Jack Baca
First-time home buyer
Best home loan mortgage lenders!
“I've been using HouseAmerica for my loans for 7-8 years and since the first loan that I've done with them, I've never used anyone else. Working with HouseAmerica has made my life a lot easier in that I just need to focus on searching for properties and they handle the rest. HouseAmerica every single time has been able to deliver.”
Claudia Flores
Real estate investor
Can't recommend HouseAmerica enough!
“Working with HouseAmerica is always a great experience. They help close the loans with no issues and get my clients in their dream homes hassle-free.”
Paul Morris
Regional director @ keller williams
Highly recommend for any home loans!
“We had a great experience with HouseAmerica. Not only did they answer every question we had, they did so in a timely manner and helped us close extremely fast. As my first time going through the home buying process I felt that I was in trusted hands the whole way through. Highly recommend them for all your lending needs.”
Jack Baca
First-time home buyer
Best home loan mortgage lenders!
“I've been using HouseAmerica for my loans for 7-8 years and since the first loan that I've done with them, I've never used anyone else. Working with HouseAmerica has made my life a lot easier in that I just need to focus on searching for properties and they handle the rest. HouseAmerica every single time has been able to deliver.”
Claudia Flores
Real estate investor
Can't recommend HouseAmerica enough!
“Working with HouseAmerica is always a great experience. They help close the loans with no issues and get my clients in their dream homes hassle-free.”
Paul Morris
Regional director @ keller williams
Highly recommend for any home loans!
“We had a great experience with HouseAmerica. Not only did they answer every question we had, they did so in a timely manner and helped us close extremely fast. As my first time going through the home buying process I felt that I was in trusted hands the whole way through. Highly recommend them for all your lending needs.”
Jack Baca
First-time home buyer
Best home loan mortgage lenders!
“I've been using HouseAmerica for my loans for 7-8 years and since the first loan that I've done with them, I've never used anyone else. Working with HouseAmerica has made my life a lot easier in that I just need to focus on searching for properties and they handle the rest. HouseAmerica every single time has been able to deliver.”
Claudia Flores
Real estate investor
Can't recommend HouseAmerica enough!
“Working with HouseAmerica is always a great experience. They help close the loans with no issues and get my clients in their dream homes hassle-free.”
Paul Morris
Regional director @ keller williams
Highly recommend for any home loans!
“We had a great experience with HouseAmerica. Not only did they answer every question we had, they did so in a timely manner and helped us close extremely fast. As my first time going through the home buying process I felt that I was in trusted hands the whole way through. Highly recommend them for all your lending needs.”
Jack Baca
First-time home buyer
Best home loan mortgage lenders!
“I've been using HouseAmerica for my loans for 7-8 years and since the first loan that I've done with them, I've never used anyone else. Working with HouseAmerica has made my life a lot easier in that I just need to focus on searching for properties and they handle the rest. HouseAmerica every single time has been able to deliver.”
Claudia Flores
Real estate investor
Can't recommend HouseAmerica enough!
“Working with HouseAmerica is always a great experience. They help close the loans with no issues and get my clients in their dream homes hassle-free.”
Paul Morris
Regional director @ keller williams
Highly recommend for any home loans!
“We had a great experience with HouseAmerica. Not only did they answer every question we had, they did so in a timely manner and helped us close extremely fast. As my first time going through the home buying process I felt that I was in trusted hands the whole way through. Highly recommend them for all your lending needs.”
Jack Baca
First-time home buyer
Best home loan mortgage lenders!
“I've been using HouseAmerica for my loans for 7-8 years and since the first loan that I've done with them, I've never used anyone else. Working with HouseAmerica has made my life a lot easier in that I just need to focus on searching for properties and they handle the rest. HouseAmerica every single time has been able to deliver.”
Claudia Flores
Real estate investor
Can't recommend HouseAmerica enough!
“Working with HouseAmerica is always a great experience. They help close the loans with no issues and get my clients in their dream homes hassle-free.”
Paul Morris
Regional director @ keller williams
Highly recommend for any home loans!
“We had a great experience with HouseAmerica. Not only did they answer every question we had, they did so in a timely manner and helped us close extremely fast. As my first time going through the home buying process I felt that I was in trusted hands the whole way through. Highly recommend them for all your lending needs.”
Jack Baca
First-time home buyer
Best home loan mortgage lenders!
“I've been using HouseAmerica for my loans for 7-8 years and since the first loan that I've done with them, I've never used anyone else. Working with HouseAmerica has made my life a lot easier in that I just need to focus on searching for properties and they handle the rest. HouseAmerica every single time has been able to deliver.”
Claudia Flores
Real estate investor
Can't recommend HouseAmerica enough!
“Working with HouseAmerica is always a great experience. They help close the loans with no issues and get my clients in their dream homes hassle-free.”
Paul Morris
Regional director @ keller williams
Highly recommend for any home loans!
“We had a great experience with HouseAmerica. Not only did they answer every question we had, they did so in a timely manner and helped us close extremely fast. As my first time going through the home buying process I felt that I was in trusted hands the whole way through. Highly recommend them for all your lending needs.”
Jack Baca
First-time home buyer
Best home loan mortgage lenders!
“I've been using HouseAmerica for my loans for 7-8 years and since the first loan that I've done with them, I've never used anyone else. Working with HouseAmerica has made my life a lot easier in that I just need to focus on searching for properties and they handle the rest. HouseAmerica every single time has been able to deliver.”
Claudia Flores
Real estate investor
Can't recommend HouseAmerica enough!
“Working with HouseAmerica is always a great experience. They help close the loans with no issues and get my clients in their dream homes hassle-free.”
Paul Morris
Regional director @ keller williams
Highly recommend for any home loans!
“We had a great experience with HouseAmerica. Not only did they answer every question we had, they did so in a timely manner and helped us close extremely fast. As my first time going through the home buying process I felt that I was in trusted hands the whole way through. Highly recommend them for all your lending needs.”
Jack Baca
First-time home buyer
Best home loan mortgage lenders!
“I've been using HouseAmerica for my loans for 7-8 years and since the first loan that I've done with them, I've never used anyone else. Working with HouseAmerica has made my life a lot easier in that I just need to focus on searching for properties and they handle the rest. HouseAmerica every single time has been able to deliver.”
Claudia Flores
Real estate investor
Can't recommend HouseAmerica enough!
“Working with HouseAmerica is always a great experience. They help close the loans with no issues and get my clients in their dream homes hassle-free.”
Paul Morris
Regional director @ keller williams
Highly recommend for any home loans!
“We had a great experience with HouseAmerica. Not only did they answer every question we had, they did so in a timely manner and helped us close extremely fast. As my first time going through the home buying process I felt that I was in trusted hands the whole way through. Highly recommend them for all your lending needs.”
Jack Baca
First-time home buyer
Best home loan mortgage lenders!
“I've been using HouseAmerica for my loans for 7-8 years and since the first loan that I've done with them, I've never used anyone else. Working with HouseAmerica has made my life a lot easier in that I just need to focus on searching for properties and they handle the rest. HouseAmerica every single time has been able to deliver.”
Claudia Flores
Real estate investor
Can't recommend HouseAmerica enough!
“Working with HouseAmerica is always a great experience. They help close the loans with no issues and get my clients in their dream homes hassle-free.”
Paul Morris
Regional director @ keller williams
Highly recommend for any home loans!
“We had a great experience with HouseAmerica. Not only did they answer every question we had, they did so in a timely manner and helped us close extremely fast. As my first time going through the home buying process I felt that I was in trusted hands the whole way through. Highly recommend them for all your lending needs.”
Jack Baca
First-time home buyer
Best home loan mortgage lenders!
“I've been using HouseAmerica for my loans for 7-8 years and since the first loan that I've done with them, I've never used anyone else. Working with HouseAmerica has made my life a lot easier in that I just need to focus on searching for properties and they handle the rest. HouseAmerica every single time has been able to deliver.”
Claudia Flores
Real estate investor
Can't recommend HouseAmerica enough!
“Working with HouseAmerica is always a great experience. They help close the loans with no issues and get my clients in their dream homes hassle-free.”
Paul Morris
Regional director @ keller williams
Highly recommend for any home loans!
“We had a great experience with HouseAmerica. Not only did they answer every question we had, they did so in a timely manner and helped us close extremely fast. As my first time going through the home buying process I felt that I was in trusted hands the whole way through. Highly recommend them for all your lending needs.”
Jack Baca
First-time home buyer
Best home loan mortgage lenders!
“I've been using HouseAmerica for my loans for 7-8 years and since the first loan that I've done with them, I've never used anyone else. Working with HouseAmerica has made my life a lot easier in that I just need to focus on searching for properties and they handle the rest. HouseAmerica every single time has been able to deliver.”
Claudia Flores
Real estate investor
Can't recommend HouseAmerica enough!
“Working with HouseAmerica is always a great experience. They help close the loans with no issues and get my clients in their dream homes hassle-free.”
Paul Morris
Regional director @ keller williams
How It Works
Follow these simple steps to access your $30,000 assistance and achieve your homeownership goals.
1
Fill Contact Form.
Provide your basic information to get started.
1
2
Consultation Call.
Discuss your needs with our team.
1
3
Find Your Home.
Start your home search for eligible properties.
1
4
Apply for the Program.
Submit your loan application for approval
1
5
Close the Deal.
Finalize your home purchase with our support.
1
Fill Contact Form.
Provide your basic information to get started.
2
Consultation Call.
Discuss your needs with our team.
3
Find Your Home.
Start your home search for eligible properties.
4
Apply for the Program.
Submit your loan application for approval
5
Close the Deal.
Finalize your home purchase with our support.
1
Fill Contact Form.
Provide your basic information to get started.
2
Consultation Call.
Discuss your needs with our team.
3
Find Your Home.
Start your home search for eligible properties.
4
Apply for the Program.
Submit your loan application for approval
5
Close the Deal.
Finalize your home purchase with our support.
Documentation Requirements
Documentation Requirements
Documentation Requirements
Wage Earner Borrowers
W2s for past two years
Paystubs for past 30 days
Past 2 months statements for your assets (checking, savings, retirement, etc.)
Self employed borrowers
2 years Tax Returns: Personal and Corporate
Past 2 months statements for your assets (checking, savings, retirement, etc.)
Register now for your $30,000 pre-approval
Register now for your $30,000 pre-approval
Register now for your $30,000 pre-approval
Fill out the form below to secure your down payment assistance and move into your new home.
Fill out the form below to secure your down payment assistance and move into your new home.
Fill out the form below to secure your down payment assistance and move into your new home.
818-844-8200
818-844-8200
Frequently Asked Questions
Find answers to the most common questions about our $30,000 Down Payment Assistance Program.
What does "100% forgiven over 5 years" mean?
What does "100% forgiven over 5 years" mean?
What does "100% forgiven over 5 years" mean?
Where is the Down Payment Assistance Program available?
Where is the Down Payment Assistance Program available?
Where is the Down Payment Assistance Program available?
Where are the eligible properties?
Where are the eligible properties?
Where are the eligible properties?
Do I have to be a first-time homebuyer?
Do I have to be a first-time homebuyer?
Do I have to be a first-time homebuyer?
What if I sell the home or do a cashout refinance?
What if I sell the home or do a cashout refinance?
What if I sell the home or do a cashout refinance?
Can I refinance my first loan and subordinate the forgivable loan?
Can I refinance my first loan and subordinate the forgivable loan?
Can I refinance my first loan and subordinate the forgivable loan?
What does a First Generation Homebuyer mean?
What does a First Generation Homebuyer mean?
What does a First Generation Homebuyer mean?
Can I have a non-occupant coborrower?
Can I have a non-occupant coborrower?
Can I have a non-occupant coborrower?
What is the minimum FICO?
What is the minimum FICO?
What is the minimum FICO?
What are the income limits for Los Angeles County?
What are the income limits for Los Angeles County?
What are the income limits for Los Angeles County?
What are the income limits for Orange County?
What are the income limits for Orange County?
What are the income limits for Orange County?
What are the income limits for Riverside County?
What are the income limits for Riverside County?
What are the income limits for Riverside County?
What are the income limits for San Bernardino County?
What are the income limits for San Bernardino County?
What are the income limits for San Bernardino County?
What are the income limits for San Diego County?
What are the income limits for San Diego County?
What are the income limits for San Diego County?
What are the income limits for Ventura County?
What are the income limits for Ventura County?
What are the income limits for Ventura County?
What are the income limits for Contra Costa County?
What are the income limits for Contra Costa County?
What are the income limits for Contra Costa County?
What are the income limits for Napa County?
What are the income limits for Napa County?
What are the income limits for Napa County?
What are the income limits for Placer County?
What are the income limits for Placer County?
What are the income limits for Placer County?
What are the income limits for Sacramento County?
What are the income limits for Sacramento County?
What are the income limits for Sacramento County?
What are the income limits for San Francisco County?
What are the income limits for San Francisco County?
What are the income limits for San Francisco County?
What are the income limits for San Mateo County?
What are the income limits for San Mateo County?
What are the income limits for San Mateo County?
What are the income limits for Santa Clara County?
What are the income limits for Santa Clara County?
What are the income limits for Santa Clara County?
1010 Foothill Blvd
La Canada Flintridge, CA 91011
818-844-8200
Social
Copyright 2018-2024 Mortgage Capital Partners, Inc., DBA HouseAmerica Financial | HouseAmerica Financial is a trademark of Glencrest Consulting, Inc. All Rights Reserved | Mortgage Capital Partners, Inc. is an Equal Housing Lender | Phone: 310-295-2900 | Mortgage Capital Partners, Inc., NMLS # 239902. NMLS Consumer Access at https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/239902 | Please visit www.mortgagecapitalpartners.com/state-licensing/ for full state licensing information.
1010 Foothill Blvd
La Canada Flintridge, CA 91011
818-844-8200
Social
Copyright 2018-2024 Mortgage Capital Partners, Inc., DBA HouseAmerica Financial | HouseAmerica Financial is a trademark of Glencrest Consulting, Inc. All Rights Reserved | Mortgage Capital Partners, Inc. is an Equal Housing Lender | Phone: 310-295-2900 | Mortgage Capital Partners, Inc., NMLS # 239902. NMLS Consumer Access at https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/239902 | Please visit www.mortgagecapitalpartners.com/state-licensing/ for full state licensing information.
1010 Foothill Blvd
La Canada Flintridge, CA 91011
818-844-8200
Social
Copyright 2018-2024 Mortgage Capital Partners, Inc., DBA HouseAmerica Financial | HouseAmerica Financial is a trademark of Glencrest Consulting, Inc. All Rights Reserved | Mortgage Capital Partners, Inc. is an Equal Housing Lender | Phone: 310-295-2900 | Mortgage Capital Partners, Inc., NMLS # 239902. NMLS Consumer Access at https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/239902 | Please visit www.mortgagecapitalpartners.com/state-licensing/ for full state licensing information.